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WaterVerge

Water quality report · updated Jul 2026

Is Charter Oak, IA Tap Water Safe to Drink?

Graded A, with 1 unresolved violation on record. See what was cited — and what it means for your tap. What to do ↓

0 contaminants over a legal limit
3.0 ppb lead, 90th percentile · low
1 unresolved violation
522 people served by 1 water system

PWSID IA2417018 · moderate data confidence · local government utility

Reviewed by WaterVerge Editorial Team · Last updated July 2026
A 94.8 / 100

#14 of 430Iowa cities
How we grade →

01The verdict: is Charter Oak water safe?

Charter Oak's tap water meets most EPA standards but has areas that warrant attention. With a grade of A (94.8/100), some contaminant levels or compliance issues suggest that residents may benefit from additional filtration. The city's 1 water system serves approximately 522 residents using groundwater (wells).

The concern

1 unresolved violation on record

EPA records show an open compliance item for this system. Most are administrative, but unresolved items are worth watching.

See what was cited ↓
The good news

Lead is well under the limit

90th-percentile lead is 3.0 ppb — beneath the 15 ppb federal action level and under the 5 ppb watch threshold.

See the trend ↓
Keep watching

A flood-prone service area

9 federal disaster declarations on record. After severe weather, watch for boil-water advisories.

See the risk factors ↓

Charter Oak's drinking water received a grade of A (94.8 out of 100), indicating excellent water quality. The city's 1 water system serves approximately 522 residents using purchased ground water.

Lead levels were measured at 3.0 ppb (90th percentile), well within EPA limits. This system has not yet been tested for PFAS under the EPA UCMR 5 program. The system has 24 violations on record, including 3 health-based violations. 1 remains unresolved.

Charter Oak ranks #14 out of 430 cities in Iowa for water quality, placing it one of the best in the state. Charter Oak purchases its water from a regional wholesaler, meaning quality depends on both the supplier's treatment and the local distribution system's condition. As a small community water system, Charter Oak may have fewer resources for advanced treatment technologies and infrastructure upgrades compared to larger utilities.

How the 94.8/100 breaks down Methodology →
ViolationsHistorical violation record including health-based and monitoring violations.
42.8 / 45A
Lead & CopperLead at 3.0 ppb (90th percentile).
20 / 20A
ContaminantsPFAS + legacy contaminant analysis.
17 / 20B
ComplianceMonitoring and reporting compliance with EPA regulations.
10 / 10A
Source RiskWater source: Purchased ground water.
5 / 5A

02What's in Charter Oak's water

Every contaminant flagged in Charter Oak, on one shared scale: distance to its own legal limit. The red line is the limit — anything past it is out of compliance, and the closer a bar gets, the less headroom the system has.

1 detection · sorted by % of legal limit
Over the limit Elevated — watch Within limits
0 50% LEGAL LIMIT 150%
1 contaminant tested under EPA SDWIS, LCR and UCMR programs · 1 detected · not yet tested for PFAS under UCMR 5

Full contaminants report

Contaminant Detected Level EPA Limit Unit Category Status
Lead (90th percentile) 3.0 15 ppb Inorganic Safe
Data source: EPA SDWIS, UCMR 5, local utility CCR.

03Charter Oak's ten-year track record

Each box is one year. A green check means no EPA violations; a numbered badge counts that year's violations — red if any were health-based, amber if they were monitoring or paperwork issues. The system has 24 violations on record, including 3 health-based violations. 1 remains unresolved.

9 of the last ten years were clean. The numbered years had EPA violations — red when any were health-based, amber when they were paperwork or missed-testing issues.

2 monitoring & paperwork
UpdateWater quality data updatedLatest EPA compliance and testing data incorporated into Charter Oak's water quality assessment. Grade: A (94.8/100).
Violation2 drinking water violations recordedContaminants: TTHM, Total Haloacetic Acids (HAA5).Resolved
DisasterSEVERE STORMS AND FLOODINGFederal disaster declaration (FEMA DR-4421). Flood event — may have impacted local water infrastructure.
Violation1 drinking water violation recordedContaminants: Coliform (TCR).Resolved
DisasterHURRICANE KATRINA EVACUATIONFederal disaster declaration (FEMA DR-3239). Hurricane event — may have impacted local water infrastructure.
Violation1 drinking water violation recordedContaminants: Coliform (TCR).Resolved
Lead, 90th percentileppb · lower is better
05101520EPA action level · 15 ppb1993 — 0 ppb1994 — 0 ppb1995 — 0 ppb1997 — 2 ppb2000 — 0 ppb2003 — 4 ppb2006 — 0 ppb2009 — 0 ppb2012 — 2 ppb2015 — 3 ppb2018 — 0 ppb2021 — 2.6 ppb2022 — 1 ppb2023 — 1 ppb2024 — 3 ppb3199319972006201520222024

Up 3 ppb since 1993. Latest reading: 3 ppb (2024) — 20% of the action level. Sampled at higher-risk homes (90th percentile).

04Where Charter Oak's water comes from

Charter Oak purchases its water supply from a regional wholesale provider rather than treating raw water directly.

Source

Purchased Groundwater

Water is bought from a regional wholesaler; quality starts at the supplier's intake and treatment.

Treatment

Wholesale supplier

Primary treatment happens at the wholesaler; the local utility maintains disinfectant residual in its pipes.

Distribution

1 system

1 water system, operated under local government ownership.

Delivery

522 people

Residents served across Charter Oak's service area.

Water quality depends on both the wholesaler's treatment standards and the condition of Charter Oak's local distribution pipes and storage facilities. Purchased water systems are common in suburban areas and smaller communities that lack the infrastructure for independent treatment. The system is operated by local government ownership and serves approximately 522 people through 1 water system.

System namePWSIDPopulationSource
CHARTER OAK WATER SUPPLY IA2417018 522 Purchased Groundwater

Water bodies near Charter Oak

Willow Creek Near Soldier · river

These water bodies shape the regional watershed and can indirectly affect groundwater quality.

05Pressure on Charter Oak's watershed

Outside forces that shape what reaches the treatment plant. None of these is a verdict on the tap by itself — but each adds pressure worth knowing about.

Flood & storm history

Recurring — declared disasters

9 federal disaster declarations on record for Crawford County. Flooding and severe storms can overwhelm treatment plants, cause sewage overflows, and push runoff into supplies.

SEVERE STORMS AND FLOODING Mar 2019 · DR-4421
HURRICANE KATRINA EVACUATION Sep 2005 · DR-3239
SEVERE STORMS, TORNADOES AND FLOODING Jul 1998 · DR-1230

Drought

D1 — moderate drought

Crawford County is in D1 (moderate drought) per the U.S. Drought Monitor (week of Jul 2026). Drought can raise disinfection-byproduct levels and taste/odor issues as utilities draw from lower reservoirs.

06How Charter Oak compares

Scores for nearby Iowa cities on one line, with the average marked.

Charter Oak (this city)
94.8 · A
Des Moines
85 · B+
Ames
81.5 · B+
Davenport
55 · C-
Cedar Rapids
45.5 · D
Iowa City
42 · F

dashed line = Iowa average (72/100)

Charter Oak scores 94.8/100above the Iowa average of 72/100. It outscores 10 of 10 nearby cities. Full Iowa rankings →

Crawford water quality rankings
Compare all cities in the county — grades, violations, and contaminant data side by side.

07What to do at home

Steps matched to what testing actually found in Charter Oak's water — not generic advice.

Extra protection

A basic carbon filter still helps

Charter Oak's water meets federal standards, but a simple carbon filter improves taste and adds a margin of safety against short-term issues.

Compare tested filters →
Know your report

Read your utility's annual report

Every utility must publish a yearly Consumer Confidence Report with its own testing results. It pairs well with the independent data on this page.

How to read a CCR →
Stay informed

Watch for Charter Oak alerts

This area has a history of flood declarations — after severe weather, watch for boil-water advisories from the utility, and check the live alerts on this page.

All water alerts →

Frequently asked questions

Is Charter Oak, IA tap water safe to drink?

Charter Oak's water quality earned a grade of A (94.8/100). The water generally meets EPA standards and is considered safe for consumption. The city ranks #14 out of 430 cities tested in Iowa.

What contaminants are in Charter Oak's water?

Lead was measured at 3.0 ppb (90th percentile). 24 violations are on record.

How is Charter Oak's water quality grade calculated?

The grade is based on four factors: violation history (40%), lead and copper levels (25%), PFAS contamination (25%), and regulatory compliance (10%). The score is also adjusted based on how complete the available data is. See our methodology page for full details.

Do I need a water filter in Charter Oak?

Based on current data, basic filtration should suffice for additional peace of mind.

Where does Charter Oak's water come from?

Charter Oak's water is sourced from Purchased ground water. The city has 1 water system serving approximately 522 residents.

What health violations has Charter Oak's water system had?

Charter Oak has 3 health-based violations on record. The most recent violation was recorded in July 2019. Health-based violations mean the water exceeded EPA maximum contaminant levels (MCLs) for a regulated substance. 1 violation remains unresolved.

Is Charter Oak's groundwater at risk of contamination?

Charter Oak uses groundwater, which can be affected by naturally occurring contaminants like arsenic, radon, and nitrate, as well as agricultural runoff and industrial activity. The system has 24 violations on record that may relate to groundwater quality. Groundwater systems are generally less susceptible to surface contamination but should be monitored for emerging contaminants like PFAS.

How does Charter Oak's water compare to other cities?

Charter Oak ranks #14 out of 430 cities in Iowa (better than 97% of state cities) and #431 out of 15382 cities nationally (97th percentile). The grade of A reflects the combined assessment of violation history, lead and copper levels, PFAS contamination, and regulatory compliance.

Does Charter Oak's small water system affect quality?

Charter Oak's system serves approximately 522 residents. Small community water systems (under 3,300 people) may have fewer financial resources for infrastructure upgrades and advanced treatment technologies. However, they are held to the same EPA drinking water standards as larger systems. This system has 24 violations on record.

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About Charter Oak, IA: Charter Oak is a city in Crawford County, Iowa, United States, along the East Soldier River. The population was 535 at the 2020 census. Median household income $56,625 · median home value $76,876 · median age 53.7 · 60.6% homeowners · 5.6% college educated. Wikipedia → Service area: 1 ZIP code across Crawford.
Show ZIP codes 51439
Sources: EPA SDWIS & ECHO · UCMR 3–5 · Lead & Copper Rule samples · EPA TRI · U.S. Drought Monitor · FEMA declarations. Data last updated Jul 2026. Analysis by the WaterVerge Editorial Team · methodology.