WaterVerge

Is Panama City, FL Tap Water Safe to Drink?

Graded B- — but Manganese and Chlorate were detected above EPA limits. Here's what's in the water and how to remove it. What to do next ↓

77K residents served 3 water systems PWSID: FL1030050
Overall Score
72.4 / 100
Violations
13 active
Last Updated
May 2026
Source
Surface water
#211 of 388 in Florida Top 66% nationally
Local Government
High data confidence
Reviewed by WaterVerge Editorial Team · Last updated May 2026
B-GRADE
Water Quality Grade
72.4/100
waterverge.com
B- 72.4/100

Panama City, FL — Water Quality Report

Panama City's drinking water received a grade of B- (72.4 out of 100), indicating fair water quality. The city's 3 water systems serve approximately 77,017 residents using surface water.

Lead levels were measured at 1.0 ppb (90th percentile), well within EPA limits. PFAS testing under UCMR 5 found no detectable forever chemicals.

The system has 53 violations on record, including 6 health-based violations. 13 remain unresolved.

Data last updated: May 2026 · Source: EPA SDWIS, UCMR 5
Analysis

What to know about Panama City's water

Panama City ranks #211 out of 388 cities in Florida for water quality, placing it below average in the state.

The city draws from surface water sources, which are more susceptible to seasonal runoff and agricultural contamination, requiring extensive multi-barrier treatment including coagulation, filtration, and disinfection.

Hexavalent chromium (chromium-6) was detected at 0.06 µg/L in UCMR 3 testing. While below California's 10 µg/L limit and with no federal MCL set, residents sensitive to this contaminant may consider reverse osmosis filtration.

The system has seen 16 violations in the past five years, suggesting a pattern of compliance challenges that residents should monitor closely.

Quality Breakdown

Water quality score

See methodology →
72.4 out of 100 Grade B-
A: 90-100
B: 74-89
C: 60-73
F: <50
How is this calculated?
Violations
28.3/45
C
Historical violation record including health-based and monitoring violations.
Lead & Copper
20/20
A
Lead at 1.0 ppb (90th percentile).
Contaminants
15.1/20
B
No PFAS compounds detected.
Compliance
5/10
D
Monitoring and reporting compliance with EPA regulations.
Source Risk
4/5
B
Water source: Surface water.
Water Safety

Is Panama City, FL water safe to drink?

Concerns Identified

Panama City's drinking water has significant quality concerns based on EPA testing data. With a grade of B- (72.4/100), the system has issues across multiple categories. A water filter is recommended for all residents. The city's 3 water systems serve approximately 77,017 residents using surface water (rivers, lakes, or reservoirs).

13
Active Violations
1.0 ppb
Lead (90th %ile)
None
PFAS Detected
10 events
Disaster History

Recent water quality updates for Panama City

A timeline of significant water quality events, violations, and data updates.

Update
Water quality data updated

Latest EPA compliance and testing data incorporated into Panama City's water quality assessment. Grade: B- (72.4/100).

Disaster
HURRICANE HELENE

Federal disaster declaration (FEMA DR-4828). Hurricane event — may have impacted local water infrastructure.

Violation
1 drinking water violation recorded

Contaminants: Consumer Confidence Rule.

Violation
2 drinking water violations recorded

Contaminants: Lead and Copper Rule, Nitrate.

Disaster
HURRICANE IDALIA

Federal disaster declaration (FEMA DR-4734). Hurricane event — may have impacted local water infrastructure.

Violation
1 drinking water violation recorded

Contaminants: Revised Total Coliform Rule.

Key contaminant findings

Based on the most recent EPA sampling data for Panama City's water supply.

Lead Within Limits
Detected: 1.0 ppb Limit: 15 ppb (EPA Action Level)

Well within EPA limits.

Violation history

Panama City's water system has 53 total violations on record, including 6 health-based violations. 13 remain unresolved. 16 violations were issued in the last 5 years.

OtherMRMONTTMCL
Most recent violations:
Aug 2024 Consumer Confidence Rule Open
Jan 2024 Lead and Copper Rule Open
Jan 2024 Nitrate Resolved
Jul 2023 Revised Total Coliform Rule Resolved
Jun 2023 E. COLI Resolved

Flood & environmental risk

Bay County has experienced 10 federally declared disasters since 2018. Flooding and severe storms can overwhelm water treatment plants, cause sewage overflows, and introduce agricultural runoff, bacteria, and sediment into drinking water supplies.

HURRICANE HELENE
Hurricane FEMA DR-4828
HURRICANE IDALIA
Hurricane FEMA DR-4734
HURRICANE IAN
Hurricane FEMA DR-4673

Where does Panama City's water come from?

Panama City's drinking water comes from surface water (rivers, lakes, or reservoirs), supplied by 3 water systems serving approximately 77,017 people. Surface water sources are more susceptible to contamination from runoff, industrial discharge, and algal blooms, requiring extensive treatment.

What Panama City residents can do

Install a water filter

Recommended: NSF-certified water filter. This addresses the specific contaminants found in Panama City's water.

Request your utility's CCR

Your water utility is required to publish an annual Consumer Confidence Report (CCR) with detailed testing results. Ask for the latest copy or check your utility's website.

Monitor alerts during storms

Panama City's area has a history of flooding. After severe weather, watch for boil water advisories from your local utility.

Data: EPA SDWIS, UCMR 5 (PFAS), FEMA, NOAA. Last updated May 2026.

Contaminant Alerts

Top contaminants to know

View all ↓
Lead (90th percentile)
Inorganic / Heavy Metal
Safe
1.0 ppb
EPA Action Level: 15 ppb · 7% of limit
Safe Level
HAA5 (Disinfection Byproducts)
Disinfection Byproduct
Safe
19.1 µg/L
EPA MCL: 60 µg/L · 32% of limit
Within LimitUCMR 4 DataHAA6Br: 5.8 µg/LHAA9: 24.7 µg/L
Chromium-6 (Hexavalent Chromium)
Inorganic
Detected
0.06 µg/L
CA MCL (no federal MCL): 10 µg/L · 1% of limit
DetectedUCMR 3 Data
Strontium
Inorganic
Detected
66.5 µg/L
EPA Health Ref Level: 1,500 µg/L · 4% of limit
DetectedUCMR 3 Data
Manganese
Inorganic
Over SMCL
1019.7 µg/L
EPA Secondary MCL: 50 µg/L · +20% over limit
Over SMCLUCMR 4 Data
Vanadium
Inorganic
Detected
0.21 µg/L
EPA Short-term HA: 21 µg/L · 1% of limit
DetectedUCMR 3 Data
Chlorate
Disinfection Byproduct
Over HA
340.0 µg/L
EPA Lifetime HA: 210 µg/L · +20% over limit
Over Health AdvisoryUCMR 3 Data
Cobalt
Inorganic
Detected
2.90 µg/L
No federal limit: N/A µg/L · 50% of limit
DetectedNo federal MCLUCMR 3 Data
PFAS Testing

Forever chemicals overview

National PFAS report →
30
Compounds tested
0
Detected
0
Exceed EPA MCL
Compliance Record

Violation summary

53
Total violations
6
Health-based
13
Active / unresolved
Aug 2024
Most recent violation
Compliance Record

Violations & advisories

53 Total
13 Active
6 Health-based
40 Resolved
3 SNC
Violations by category
Total Coliform Rule
10
Lead and Copper Rule
9
Stage 2 Disinfectants and Disinfection Byproducts Rule
8
Interim and Long Term 1 Enhanced Surface Water Treatment Rule
6
Inorganic Chemicals
6
Aug 2024 Active
Consumer Confidence Rule
Other Violation 0
Jan 2024 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jul 2022 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jan 2022 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jul 2021 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jan 2021 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jan 2019 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jan 2018 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jan 2018 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Apr 2007 Active
Stage 2 Disinfectants and Disinfection Byproducts Rule
Monitoring & Reporting
Monitoring & Reporting 0
Active
Compliance Violation
Monitoring 0
Active
Compliance Violation
Monitoring 0
Active
Compliance Violation
Monitoring 0
Jan 2024 Resolved
Nitrate
Monitoring & Reporting
Monitoring & Reporting Resolved Dec 2024
Jul 2023 Resolved
Revised Total Coliform Rule
Monitoring
Monitoring Resolved Jul 2023
Jun 2023 Resolved
E. COLI
Monitoring & Reporting
Monitoring & Reporting Resolved Jun 2023
Jun 2023 Resolved
Revised Total Coliform Rule
Monitoring
Monitoring Resolved Jun 2023
Oct 2022 Resolved
TTHM
Monitoring & Reporting
Monitoring & Reporting Resolved Dec 2022
Oct 2022 Resolved
Total Haloacetic Acids (HAA5)
Monitoring & Reporting
Monitoring & Reporting Resolved Dec 2022
Jul 2022 Resolved
Total Haloacetic Acids (HAA5)
Monitoring & Reporting
SNC Monitoring & Reporting Resolved Sep 2022
Showing 20 of 53 violations
Industrial pollution

Top industrial polluters within 10 miles of Panama City

Industrial polluters nearby

Reported releases to surface water by facilities near Panama City, ranked by pounds discharged annually.

FacilityTop chemicalTo surface water (lbs/yr)Distance
KRATON CHEMICAL LLC
Chemicals · KRATON CHEMICAL CO LLC
PANAMA CITY, FL32401
3.3 mi
US DOD USAF TYNDALL AFB FLORIDA
Other · US DEPARTMENT OF DEFENSE
TYNDALL AFB, FL32403
8.0 mi
READY MIX USA LLC - PANAMA CITY MAIN PLANT
Nonmetallic Mineral Product · CEMEX INC
PANAMA CITY, FL32405
1.6 mi
TEXCOTE LLC
Chemicals · TEXTURED COATINGS OF AMERICA INC
PANAMA CITY, FL32405
2.5 mi
MMC MATERIALS GULF COAST LLC - TAFB
Nonmetallic Mineral Product · MMC MATERIALS GULF COAST LLC
PANAMA CITY, FL32403
7.2 mi

Source: EPA Toxic Release Inventory (TRI) 2023

Site context

Superfund sites within 10 miles of Panama City

Superfund sites nearby

Federally tracked hazardous-waste sites on the EPA National Priorities List. Proximity does not necessarily indicate tap-water contamination — the connection depends on hydrology and treatment.

Source: EPA Superfund National Priorities List

Environmental Risk

Drought conditions

D4 — exceptional drought

Bay County is currently in D4 (exceptional drought) per the U.S. Drought Monitor (week of May 5, 2026). 84.9% of the county is in D4 (exceptional) drought. Drought can elevate disinfection-byproduct (TTHM/HAA5) levels and taste/odor issues as utilities draw from lower reservoirs.

14
Weeks at D2+ (current streak)
21.1%
Months in D2+ (last 30y)
14
Weeks at D2+ (last 5y)

Source: U.S. Drought Monitor, updated weekly by NDMC, USDA, and NOAA.

Environmental Risk

Flood & disaster history

10
Declared disasters
Sep 2024
Most recent
Hurricane
Most common type

Bay County has experienced 10 federally declared disasters since 2018. Flooding and severe weather can compromise water treatment infrastructure and introduce contaminants into drinking water supplies.

Sep 2024
HURRICANE HELENE
Hurricane FEMA #4828
Aug 2023
HURRICANE IDALIA
Hurricane FEMA #4734
Sep 2022
HURRICANE IAN
Hurricane FEMA #4673
Sep 2022
TROPICAL STORM IAN
Hurricane FEMA #3584
Aug 2021
TROPICAL STORM FRED
Hurricane FEMA #3562
Sep 2020
HURRICANE SALLY
Hurricane FEMA #4564

Full contaminants report

Contaminant Detected Level EPA Limit Unit Category Status
Lead (90th percentile) 1.0 15 ppb Inorganic Safe
11Cl-PF3OUdS ND HI µg/L PFAS Not Detected
4:2 FTS ND HI µg/L PFAS Not Detected
6:2 FTS ND HI µg/L PFAS Not Detected
8:2 FTS ND HI µg/L PFAS Not Detected
9Cl-PF3ONS ND HI µg/L PFAS Not Detected
ADONA ND HI µg/L PFAS Not Detected
HFPO-DA ND 0.01 µg/L PFAS Not Detected
lithium ND HI µg/L PFAS Not Detected
NEtFOSAA ND HI µg/L PFAS Not Detected
NFDHA ND HI µg/L PFAS Not Detected
NMeFOSAA ND HI µg/L PFAS Not Detected
PFBA ND HI µg/L PFAS Not Detected
PFBS ND HI µg/L PFAS Not Detected
PFDA ND HI µg/L PFAS Not Detected
PFDoA ND HI µg/L PFAS Not Detected
PFEESA ND HI µg/L PFAS Not Detected
PFHpA ND HI µg/L PFAS Not Detected
PFHpS ND HI µg/L PFAS Not Detected
PFHxA ND HI µg/L PFAS Not Detected
PFHxS ND HI µg/L PFAS Not Detected
PFMBA ND HI µg/L PFAS Not Detected
PFMPA ND HI µg/L PFAS Not Detected
PFNA ND HI µg/L PFAS Not Detected
PFOA ND 0.004 µg/L PFAS Not Detected
PFOS ND 0.004 µg/L PFAS Not Detected
PFPeA ND HI µg/L PFAS Not Detected
PFPeS ND HI µg/L PFAS Not Detected
PFTA ND HI µg/L PFAS Not Detected
PFTrDA ND HI µg/L PFAS Not Detected
PFUnA ND HI µg/L PFAS Not Detected
Data source: EPA SDWIS, UCMR 5, local utility CCR.

Lead level trend (90th percentile)

EPA action level: 15 ppb
Lead has decreased by 4.6 ppb from 1992 (5.6 ppb) to 2025 (1.0 ppb).
Contaminant Rankings

See how Panama City compares by contaminant

Explore where Panama City ranks among all Florida cities for specific contaminants.

Infrastructure

Water source & infrastructure

Primary Source
Surface Water
Operator
Local Government
Population Served
77,017
Water Systems
3
Source breakdown
Surface Water
1
Purchased Surface Water
1
Groundwater
1
Water Source

Where Panama City's water comes from

Surface Water

Panama City's drinking water comes primarily from surface water sources such as rivers, lakes, or reservoirs.

Surface water systems require multi-stage treatment including coagulation, sedimentation, filtration, and disinfection to meet EPA Safe Drinking Water Act standards.

These sources can be impacted by seasonal changes, stormwater runoff, upstream agriculture, and industrial discharge.

The system is operated by local government ownership and serves approximately 77,017 people through 3 water systems.

Infrastructure

Water systems serving Panama City

System Name PWSID Population Source
BAY COUNTY WATER SYSTEM FL1030050 40,848 SW
PANAMA CITY WATER SYSTEM FL1030517 36,139 SWP
CREEKSIDE ESTATES PC, LLC FL1030568 30 GW
Regional Comparison

How Panama City compares

Full Florida rankings →

Panama City's score of 72.4/100 is above the average of 50/100 among major Florida cities. It outscores 9 of 10 nearby cities.

Panama City (this city)
72.4
Miami
35
Orlando
36.8
Tampa
34.4
Florida avg
50
City Profile

About Panama City, FL

Economic Profile
$57,221
Median Income
$213,417
Median Home Value
$1,221/mo
Median Rent
5.1%
Unemployment
Community
38.5
Median Age
374
People / sq mi
25.7%
College Educated
55.3%
Homeownership
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Frequently asked questions

Is Panama City, FL tap water safe to drink?

Panama City's water quality earned a grade of B- (72.4/100). Some concerns have been identified. Consider a water filter for an extra layer of protection. The city ranks #211 out of 388 cities tested in Florida.

What contaminants are in Panama City's water?

Lead was measured at 1.0 ppb (90th percentile). No PFAS compounds were detected. 53 violations are on record.

How is Panama City's water quality grade calculated?

The grade is based on four factors: violation history (40%), lead and copper levels (25%), PFAS contamination (25%), and regulatory compliance (10%). The score is also adjusted based on how complete the available data is. See our methodology page for full details.

Do I need a water filter in Panama City?

Based on current data, basic filtration should suffice for additional peace of mind.

Where does Panama City's water come from?

Panama City's water is sourced from Surface water. The city has 3 water systems serving approximately 77,017 residents.

What health violations has Panama City's water system had?

Panama City has 6 health-based violations on record. The most recent violation was recorded in August 2024. Health-based violations mean the water exceeded EPA maximum contaminant levels (MCLs) for a regulated substance. 13 violations remain unresolved.

How does Panama City's water compare to other cities?

Panama City ranks #211 out of 388 cities in Florida (better than 46% of state cities) and #10312 out of 15744 cities nationally (35th percentile). The grade of B- reflects the combined assessment of violation history, lead and copper levels, PFAS contamination, and regulatory compliance.