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WaterVerge

Water quality report · updated Jul 2026

Is Banner Elk, NC Tap Water Safe to Drink?

Graded D — but Copper was detected above EPA limits. Here's what's in the water and how to remove it. What to do ↓

1 contaminant over a legal limit
0.0 ppb lead, 90th percentile · low
159 unresolved violations
4K people served by 19 water systems

PWSID NC0106015 · high data confidence · private utility

Reviewed by WaterVerge Editorial Team · Last updated July 2026
D 46 / 100

#326 of 400North Carolina cities
How we grade →

01The verdict: is Banner Elk water safe?

Banner Elk's drinking water has significant quality concerns based on EPA testing data. With a grade of D (46/100), the system has issues across multiple categories. A water filter is recommended for all residents. The city's 19 water systems serve approximately 4,403 residents using groundwater (wells).

The concern

Copper is over its legal limit

Measured at 1.50 mg/L against the EPA Action Level of 1.3 mg/L. The ledger below shows how far over — and which filter removes it.

See the measurement ↓
The good news

Lead is well under the limit

90th-percentile lead is 0.0 ppb — beneath the 15 ppb federal action level and under the 5 ppb watch threshold.

See the trend ↓
Keep watching

163 violations in the last five years

Recent compliance history is the best predictor of future problems — the year-by-year record is below.

See the record ↓

Banner Elk's drinking water received a grade of D (46 out of 100), indicating poor water quality. The city's 19 water systems serve approximately 4,403 residents using groundwater.

Lead levels were measured at 0.0 ppb (90th percentile), well within EPA limits. This system has not yet been tested for PFAS under the EPA UCMR 5 program. The system has 976 violations on record, including 101 health-based violations. 159 remain unresolved.

Banner Elk ranks #326 out of 400 cities in North Carolina for water quality, placing it among the lowest-rated in the state. Banner Elk relies on groundwater, which is generally less vulnerable to surface contamination but can be affected by naturally occurring minerals like arsenic and nitrate, as well as agricultural and industrial runoff. The system has seen 163 violations in the past five years, suggesting a pattern of compliance challenges that residents should monitor closely.

How the 46/100 breaks down Methodology →
ViolationsHistorical violation record including health-based and monitoring violations.
0 / 45F
Lead & CopperLead at 0.0 ppb (90th percentile).
16 / 20B
ContaminantsPFAS + legacy contaminant analysis.
17 / 20B
ComplianceMonitoring and reporting compliance with EPA regulations.
8 / 10B
Source RiskWater source: Groundwater.
5 / 5A

02What's in Banner Elk's water

Every contaminant flagged in Banner Elk, on one shared scale: distance to its own legal limit. The red line is the limit — anything past it is out of compliance, and the closer a bar gets, the less headroom the system has.

2 detections · sorted by % of legal limit
Over the limit Elevated — watch Within limits
0 50% LEGAL LIMIT 150%

Over Limit — EPA Action Level: 1.3 mg/L

Exceeds the EPA action level. Copper leaches from household plumbing — flush taps for 30 seconds before drinking, and consider a certified filter.
Exceeds Limit What to do →
2 contaminants tested under EPA SDWIS, LCR and UCMR programs · 2 detected · not yet tested for PFAS under UCMR 5

Full contaminants report

Contaminant Detected Level EPA Limit Unit Category Status
Lead (90th percentile) 0.0 15 ppb Inorganic Safe
Copper (90th percentile) 1.50 1.3 mg/L Inorganic Over Limit
Data source: EPA SDWIS, UCMR 5, local utility CCR.

03Banner Elk's ten-year track record

Each box is one year. A green check means no EPA violations; a numbered badge counts that year's violations — red if any were health-based, amber if they were monitoring or paperwork issues. The system has 976 violations on record, including 101 health-based violations. 159 remain unresolved.

0 of the last ten years were clean. The numbered years had EPA violations — red when any were health-based, amber when they were paperwork or missed-testing issues.

28 health-based in 10 yrs 187 monitoring & paperwork 59 still unresolved
UpdateWater quality data updatedLatest EPA compliance and testing data incorporated into Banner Elk's water quality assessment. Grade: D (46/100).
Violation1 drinking water violation recordedContaminants: Lead and Copper Rule.Open
Violation1 drinking water violation recordedContaminants: Public Notice.Open
Violation5 drinking water violations recordedContaminants: Groundwater Rule, Chlorine.Resolved
DisasterHURRICANE IANFederal disaster declaration (FEMA DR-3586). Hurricane event — may have impacted local water infrastructure.
DisasterHURRICANE ISAIASFederal disaster declaration (FEMA DR-3534). Hurricane event — may have impacted local water infrastructure.
Lead, 90th percentileppb · lower is better
0100200300EPA action level · 15 ppb1993 — 8.5 ppb1994 — 8.4 ppb1995 — 3.1 ppb1996 — 1.9 ppb1997 — 5 ppb1999 — 7 ppb2000 — 3 ppb2001 — 12 ppb2002 — 1 ppb2003 — 4 ppb2004 — 18 ppb2005 — 1 ppb2006 — 16 ppb2007 — 112 ppb2008 — 1 ppb2009 — 1 ppb2010 — 2 ppb2011 — 1 ppb2012 — 2 ppb2013 — 0 ppb2014 — 1 ppb2015 — 6.7 ppb2016 — 1 ppb2017 — 0 ppb2018 — 18 ppb2019 — 3.8 ppb2020 — 3.1 ppb2021 — 221 ppb2022 — 0 ppb2023 — 0 ppb2024 — 2.9 ppb2025 — 0 ppb8.50199320012008201520222025

Down 8.5 ppb since 1993. Latest reading: 0 ppb (2025) — 0% of the action level. Sampled at higher-risk homes (90th percentile).

Copper, 90th percentilemg/L · lower is better
02468EPA action level · 1.3 mg/L1993 — 3.9 mg/L1994 — 5.3 mg/L1997 — 2.3 mg/L1998 — 2.2 mg/L1999 — 2.6 mg/L2000 — 3.2 mg/L2001 — 1.7 mg/L2003 — 1.8 mg/L2004 — 2 mg/L2007 — 1.9 mg/L2010 — 1.5 mg/L3.91.519931998200120072010

Down 2.4 mg/L since 1993. The latest reading (1.5 mg/L, 2010) is over the action level. Sampled at higher-risk homes (90th percentile).

04Where Banner Elk's water comes from

Banner Elk's drinking water is drawn from underground aquifers through wells.

Source

Groundwater

Underground aquifers reached by wells — naturally filtered, but can carry minerals like arsenic and nitrate.

Treatment

Local treatment

Groundwater generally needs less treatment — typically disinfection and, where needed, mineral removal.

Distribution

19 systems

19 water systems, operated under private ownership.

Delivery

4,403 people

Residents served across Banner Elk's service area.

Groundwater is naturally filtered through rock and soil layers, generally requiring less treatment than surface water. However, it can contain naturally occurring contaminants like arsenic, radon, and minerals. Agricultural activity, septic systems, and industrial operations near well fields can introduce nitrates, pesticides, and volatile organic compounds. The system is operated by private ownership and serves approximately 4,403 people through 19 water systems.

System namePWSIDPopulationSource
SUGAR MOUNTAIN UTILITY NC0106107 3,226 Groundwater
BANNER ELK, TOWN OF NC0106015 1,164 Groundwater
ELK RIVER CLUB DEVELOPMENT NC0106118 732 Groundwater
MILL RIDGE POA NC0195115 427 Groundwater
WALMAR MANOR MHP PA7670005 400 Groundwater
NEW OXFORD MANOR MHP PA7010023 350 Groundwater
BLUE RIDGE VILLAGE NC0106116 343 Groundwater
GREEN ACRES PARK PA7380018 280 Groundwater
COVENTRY TERRACE PA1150069 250 Groundwater
BLACK ROCK MOBILE HOME PARK VA2165030 220 Groundwater
SIX-0-FIVE MHC VA2109675 201 Groundwater
WOODFORD ESTATES MHC VA6033505 178 Groundwater
GLENWOOD MOBILE HOME PARK VA6177105 175 Groundwater
SKI COUNTRY NC0106119 150 Groundwater
PINEHURST MOBILE ESTATES PA5040011 130 Groundwater
BLUE RIDGE MOBILE HOME PARK VA2015075 106 Groundwater
LEES-MCRAE -SOUTH CAMPUS NC0106422 99 Groundwater
HIWAY MHC LLC VA6107075 80 Groundwater
WOODLAND MEADOWS NC0106124 25 Groundwater

Water bodies near Banner Elk

Mallard Cr Bl Stony Cr Nr Harrisburg · river Reedy Creek · river Gar Creek · river Catawba River Dnstrm Deck Mtn Is Dam Nr Mtn Is · river Long Creek · river

These water bodies shape the regional watershed and can indirectly affect groundwater quality.

05Pressure on Banner Elk's watershed

Outside forces that shape what reaches the treatment plant. None of these is a verdict on the tap by itself — but each adds pressure worth knowing about.

Flood & storm history

Recurring — declared disasters

6 federal disaster declarations on record for Mecklenburg County. Flooding and severe storms can overwhelm treatment plants, cause sewage overflows, and push runoff into supplies.

HURRICANE IAN Oct 2022 · DR-3586
HURRICANE ISAIAS Aug 2020 · DR-3534
HURRICANE DORIAN Sep 2019 · DR-3423

Drought

D2 — severe drought

Avery County is in D2 (severe drought) per the U.S. Drought Monitor (week of Jul 2026). Drought can raise disinfection-byproduct levels and taste/odor issues as utilities draw from lower reservoirs.

Current streak at D2+ severity23 wks
Weeks at D2+ in the last 5 years23 wks
Months in D2+ over the last 30 years18.1%

06How Banner Elk compares

Scores for nearby North Carolina cities on one line, with the average marked.

Clemmons
86 · A-
Banner Elk (this city)
46 · D
Durham
36.6 · F
Charlotte
36.5 · F
Greensboro
33.5 · F
Raleigh
30.7 · F

dashed line = North Carolina average (43/100)

Banner Elk scores 46/100on par with the North Carolina average of 43/100. It outscores 8 of 10 nearby cities. Full North Carolina rankings →

Avery water quality rankings
Compare all cities in the county — grades, violations, and contaminant data side by side.

07What to do at home

Steps matched to what testing actually found in Banner Elk's water — not generic advice.

Because of copper

Filter drinking & cooking water

NSF-certified water filter. Copper exceeds the EPA action level of 1.3 mg/L

Compare tested filters →
Know your report

Read your utility's annual report

Every utility must publish a yearly Consumer Confidence Report with its own testing results. It pairs well with the independent data on this page.

How to read a CCR →
Stay informed

Watch for Banner Elk alerts

This area has a history of flood declarations — after severe weather, watch for boil-water advisories from the utility, and check the live alerts on this page.

All water alerts →

Frequently asked questions

Is Banner Elk, NC tap water safe to drink?

Banner Elk's water quality earned a grade of D (46/100). Significant issues have been found. A water filter is strongly recommended. The city ranks #326 out of 400 cities tested in North Carolina.

What contaminants are in Banner Elk's water?

Lead was measured at 0.0 ppb (90th percentile). 976 violations are on record.

How is Banner Elk's water quality grade calculated?

The grade is based on four factors: violation history (40%), lead and copper levels (25%), PFAS contamination (25%), and regulatory compliance (10%). The score is also adjusted based on how complete the available data is. See our methodology page for full details.

Do I need a water filter in Banner Elk?

Based on current data, basic filtration should suffice for additional peace of mind.

Where does Banner Elk's water come from?

Banner Elk's water is sourced from Groundwater. The city has 19 water systems serving approximately 4,403 residents.

What health violations has Banner Elk's water system had?

Banner Elk has 101 health-based violations on record. The most recent violation was recorded in January 2026. Health-based violations mean the water exceeded EPA maximum contaminant levels (MCLs) for a regulated substance. 159 violations remain unresolved.

Is Banner Elk's groundwater at risk of contamination?

Banner Elk uses groundwater, which can be affected by naturally occurring contaminants like arsenic, radon, and nitrate, as well as agricultural runoff and industrial activity. The system has 976 violations on record that may relate to groundwater quality. Groundwater systems are generally less susceptible to surface contamination but should be monitored for emerging contaminants like PFAS.

How does Banner Elk's water compare to other cities?

Banner Elk ranks #326 out of 400 cities in North Carolina (better than 19% of state cities) and #13677 out of 15382 cities nationally (11th percentile). The grade of D reflects the combined assessment of violation history, lead and copper levels, PFAS contamination, and regulatory compliance.

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About Banner Elk, NC: Charlotte is the most populous city in the U.S. state of North Carolina. With a population of 874,579 at the 2020 census, it is the 14th-most populous city in the U.S., seventh-most populous city in the South, and second-most populous city in the Southeast. The Charlotte metropolitan area, with an estimated 2.88 million residents, is the 21st-largest metropolitan area in the U.S. The Charlotte metropolitan area is part of an 18-county combined statistical area with an estimated population of 3.47 million as of 2024. It is the county seat of Mecklenburg County. Median household income $66,607 · median home value $408,875 · median age 21 · 66.2% homeowners · 51.5% college educated. Wikipedia → Service area: 1 ZIP code across Avery.
Show ZIP codes 28604
Sources: EPA SDWIS & ECHO · UCMR 3–5 · Lead & Copper Rule samples · EPA TRI · U.S. Drought Monitor · FEMA declarations. Data last updated Jul 2026. Analysis by the WaterVerge Editorial Team · methodology.