WaterVerge

Is Carmel, IN Tap Water Safe to Drink?

Graded B — but Chlorate was detected above EPA limits. Here's what's in the water and how to remove it. What to do next ↓

162K residents served 3 water systems PWSID: IN5229004
Overall Score
79.1 / 100
Violations
12 active
Last Updated
May 2026
Source
Ground water under influence
#249 of 414 in Indiana Top 53% nationally
Local Government
High data confidence
Reviewed by WaterVerge Editorial Team · Last updated May 2026
BGRADE
Water Quality Grade
79.1/100
waterverge.com
B 79.1/100

Carmel, IN — Water Quality Report

Carmel's drinking water received a grade of B (79.1 out of 100), indicating good water quality. The city's 3 water systems serve approximately 161,813 residents using ground water under influence.

Lead levels were measured at 0.0 ppb (90th percentile), well within EPA limits. UCMR 5 testing detected 1 PFAS compound in the water supply.

The system has 118 violations on record, including 2 health-based violations. 12 remain unresolved.

Data last updated: May 2026 · Source: EPA SDWIS, UCMR 5
Analysis

What to know about Carmel's water

Carmel ranks #249 out of 414 cities in Indiana for water quality, placing it below average in the state.

Carmel relies on groundwater, which is generally less vulnerable to surface contamination but can be affected by naturally occurring minerals like arsenic and nitrate, as well as agricultural and industrial runoff.

PFAS compounds were detected in testing, though levels remain within current EPA limits. Residents seeking extra precaution may consider an activated carbon or reverse osmosis filter.

Hexavalent chromium (chromium-6) was detected at 0.16 µg/L in UCMR 3 testing. While below California's 10 µg/L limit and with no federal MCL set, residents sensitive to this contaminant may consider reverse osmosis filtration.

Quality Breakdown

Water quality score

See methodology →
79.1 out of 100 Grade B
A: 90-100
B: 74-89
C: 60-73
F: <50
How is this calculated?
Violations
33.1/45
C
Historical violation record including health-based and monitoring violations.
Lead & Copper
20/20
A
Lead at 0.0 ppb (90th percentile).
Contaminants
14.5/20
C
1 PFAS compound detected.
Compliance
8/10
B
Monitoring and reporting compliance with EPA regulations.
Source Risk
3.5/5
C
Water source: Ground water under influence.
Water Safety

Is Carmel, IN water safe to drink?

Concerns Identified

Carmel's drinking water has significant quality concerns based on EPA testing data. With a grade of B (79.1/100), the system has issues across multiple categories. A water filter is recommended for all residents. The city's 3 water systems serve approximately 161,813 residents using groundwater (wells).

12
Active Violations
0.0 ppb
Lead (90th %ile)
1 compound
PFAS Detected
3 events
Disaster History

Recent water quality updates for Carmel

A timeline of significant water quality events, violations, and data updates.

PFAS
1 PFAS "forever chemical" compound detected

Detected at levels within current EPA limits. PFAS persist indefinitely in the environment.

Update
Water quality data updated

Latest EPA compliance and testing data incorporated into Carmel's water quality assessment. Grade: B (79.1/100).

Violation
2 drinking water violations recorded

1 health-based. Contaminants: Groundwater Rule.

Violation
2 drinking water violations recorded

Contaminants: Consumer Confidence Rule.

Violation
1 drinking water violation recorded

1 health-based. Contaminants: Revised Total Coliform Rule.

Disaster
HURRICANE KATRINA EVACUATION

Federal disaster declaration (FEMA DR-3238). Hurricane event — may have impacted local water infrastructure.

Key contaminant findings

Based on the most recent EPA sampling data for Carmel's water supply.

Lead Within Limits
Detected: 0.0 ppb Limit: 15 ppb (EPA Action Level)

Well within EPA limits.

PFAS (1 compound) Elevated
Detected: Highest: lithium at 9.5700 µg/L Limit: 0.004 µg/L (EPA MCL)

Detected but within current EPA limits. PFAS do not break down in the environment and can accumulate in the body over time. An activated carbon filter can reduce exposure.

Violation history

Carmel's water system has 118 total violations on record, including 2 health-based violations. 12 remain unresolved. 5 violations were issued in the last 5 years.

TTMROtherMCL
Most recent violations:
Jan 2024 Groundwater Rule Resolved
Jan 2024 Groundwater Rule Resolved
Jul 2022 Consumer Confidence Rule Open
Jul 2022 Consumer Confidence Rule Open
Oct 2021 Revised Total Coliform Rule Resolved

Flood & environmental risk

Hamilton County has experienced 3 federally declared disasters since 1991. Flooding and severe storms can overwhelm water treatment plants, cause sewage overflows, and introduce agricultural runoff, bacteria, and sediment into drinking water supplies. Local water sources include White River, Morse Reservoir, Cicero Creek, Stony Creek, White River Below Dam.

HURRICANE KATRINA EVACUATION
Hurricane FEMA DR-3238
BLIZZARD OF 96
Flood FEMA DR-1109
SEVERE STORMS & FLOODING
Flood FEMA DR-891

Where does Carmel's water come from?

Carmel's drinking water comes from groundwater (wells), supplied by 3 water systems serving approximately 161,813 people. Groundwater is generally less susceptible to surface contamination but can contain naturally occurring contaminants like arsenic, radon, and nitrate. Nearby water bodies include White River (river), Morse Reservoir (lake), Cicero Creek (river), Stony Creek (river), White River Below Dam (river).

What Carmel residents can do

Install a water filter

Recommended: Activated carbon or reverse osmosis filter. This addresses the specific contaminants found in Carmel's water.

Request your utility's CCR

Your water utility is required to publish an annual Consumer Confidence Report (CCR) with detailed testing results. Ask for the latest copy or check your utility's website.

Monitor alerts during storms

Carmel's area has a history of flooding. After severe weather, watch for boil water advisories from your local utility.

Data: EPA SDWIS, UCMR 5 (PFAS), FEMA, NOAA. Last updated May 2026.

Contaminant Alerts

Top contaminants to know

View all ↓
Lead (90th percentile)
Inorganic / Heavy Metal
Safe
0.0 ppb
EPA Action Level: 15 ppb · 0% of limit
Safe Level
lithium
PFAS / Forever Chemical
Near MCL
9.5700 µg/L
EPA MCL: 0.004 µg/L · +20% over limit
Detected
HAA5 (Disinfection Byproducts)
Disinfection Byproduct
Safe
6.9 µg/L
EPA MCL: 60 µg/L · 12% of limit
Within LimitUCMR 4 DataHAA6Br: 7.5 µg/LHAA9: 12.9 µg/L
Chromium-6 (Hexavalent Chromium)
Inorganic
Detected
0.16 µg/L
CA MCL (no federal MCL): 10 µg/L · 2% of limit
DetectedUCMR 3 Data
Strontium
Inorganic
Detected
380.0 µg/L
EPA Health Ref Level: 1,500 µg/L · 25% of limit
DetectedUCMR 3 Data
1,4-Dioxane
Organic
Elevated
0.29 µg/L
EPA Health Advisory: 0.35 µg/L · 83% of limit
DetectedUCMR 3 Data
Manganese
Inorganic
Detected
4.3 µg/L
EPA Secondary MCL: 50 µg/L · 9% of limit
DetectedUCMR 4 Data
Vanadium
Inorganic
Detected
1.30 µg/L
EPA Short-term HA: 21 µg/L · 6% of limit
DetectedUCMR 3 Data
Chlorate
Disinfection Byproduct
Over HA
560.0 µg/L
EPA Lifetime HA: 210 µg/L · +20% over limit
Over Health AdvisoryUCMR 3 Data
Molybdenum
Inorganic
Detected
11.00 µg/L
EPA Lifetime HA: 40 µg/L · 28% of limit
DetectedUCMR 3 Data
Lithium
Inorganic
Detected
9.6 µg/L
State screening level: 60 µg/L · 16% of limit
DetectedNo federal MCLUCMR 5 Data (2023–2025)
PFAS Testing

Forever chemicals overview

National PFAS report →
30
Compounds tested
1
Detected
0
Exceed EPA MCL
Compliance Record

Violation summary

118
Total violations
2
Health-based
12
Active / unresolved
Jan 2024
Most recent violation
Compliance Record

Violations & advisories

118 Total
12 Active
2 Health-based
106 Resolved
Violations by category
Synthetic Organic Chemicals
53
Inorganic Chemicals
22
Volatile Organic Chemicals
20
Lead and Copper Rule
6
Consumer Confidence Rule
5
Jul 2022 Active
Consumer Confidence Rule
Other Violation 0
Jul 2022 Active
Consumer Confidence Rule
Other Violation 0
Oct 2001 Active
Consumer Confidence Rule
Other Violation 0
Oct 2000 Active
Consumer Confidence Rule
Other Violation 0
Jul 2000 Active
Consumer Confidence Rule
Other Violation 0
Oct 1997 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Oct 1996 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Oct 1995 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Oct 1994 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jul 1993 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Jan 1993 Active
Lead and Copper Rule
Monitoring & Reporting
Monitoring & Reporting 0
Active
Compliance Violation
Monitoring 0
Jan 2024 Resolved
Groundwater Rule
Treatment Technique
Health-Based Health Resolved Jan 2024
Jan 2024 Resolved
Groundwater Rule
Monitoring & Reporting
Monitoring & Reporting Resolved Jan 2024
Oct 2021 Resolved
Revised Total Coliform Rule
Max Contaminant Level
Health-Based Health Resolved Oct 2021
Aug 2013 Resolved
Turbidity
Monitoring & Reporting
Monitoring & Reporting Resolved Aug 2013
Jul 2013 Resolved
Total Haloacetic Acids (HAA5)
Monitoring & Reporting
Monitoring & Reporting Resolved Sep 2013
Jul 2013 Resolved
TTHM
Monitoring & Reporting
Monitoring & Reporting Resolved Sep 2013
Feb 2011 Resolved
Coliform (TCR)
Monitoring & Reporting
Monitoring & Reporting Resolved Feb 2011
Jan 2002 Resolved
Barium
Monitoring & Reporting
Monitoring & Reporting Resolved Dec 2002
Showing 20 of 118 violations
Industrial pollution

Top industrial polluters within 10 miles of Carmel

Industrial polluters nearby

Reported releases to surface water by facilities near Carmel, ranked by pounds discharged annually.

FacilityTop chemicalTo surface water (lbs/yr)Distance
CHEMSTATION OF INDIANA
Chemicals · CHEMSTATION INTERNATIONAL INC
CARMEL, IN46032
0.0 mi
KING SYSTEMS CORP
Miscellaneous Manufacturing · AMBU INC
NOBLESVILLE, IN46060
8.1 mi
ID CASTINGS LLC
Primary Metals · CROWN EQUIPMENT CORP
NOBLESVILLE, IN46060
8.4 mi
INDUSTRIAL DIELECTRICS INC.
Chemicals · INDUSTRIAL DIELECTRICS INC
NOBLESVILLE, IN46060
8.8 mi
OLDCASTLE LAWN & GARDEN
Wood Products · CRH AMERICAS INC
NOBLESVILLE, IN46062
7.4 mi

Source: EPA Toxic Release Inventory (TRI) 2023

Site context

Superfund sites within 10 miles of Carmel

Superfund sites nearby

Federally tracked hazardous-waste sites on the EPA National Priorities List. Proximity does not necessarily indicate tap-water contamination — the connection depends on hydrology and treatment.

Source: EPA Superfund National Priorities List

Environmental Risk

Flood & disaster history

3
Declared disasters
Sep 2005
Most recent
Flood
Most common type

Hamilton County has experienced 3 federally declared disasters since 1991. Flooding and severe weather can compromise water treatment infrastructure and introduce contaminants into drinking water supplies.

Sep 2005
HURRICANE KATRINA EVACUATION
Hurricane FEMA #3238
Apr 1996
BLIZZARD OF 96
Flood FEMA #1109
Jan 1991
SEVERE STORMS & FLOODING
Flood FEMA #891

Recommended water filters

Based on contaminants detected in Carmel's water supply, we recommend the following filter types.

🧪
For PFAS
Reverse Osmosis or Activated Carbon Block
1 PFAS compound detected

Full contaminants report

Contaminant Detected Level EPA Limit Unit Category Status
Lead (90th percentile) 0.0 15 ppb Inorganic Safe
11Cl-PF3OUdS ND HI µg/L PFAS Not Detected
4:2 FTS ND HI µg/L PFAS Not Detected
6:2 FTS ND HI µg/L PFAS Not Detected
8:2 FTS ND HI µg/L PFAS Not Detected
9Cl-PF3ONS ND HI µg/L PFAS Not Detected
ADONA ND HI µg/L PFAS Not Detected
HFPO-DA ND 0.01 µg/L PFAS Not Detected
lithium 9.570 HI µg/L PFAS Detected
NEtFOSAA ND HI µg/L PFAS Not Detected
NFDHA ND HI µg/L PFAS Not Detected
NMeFOSAA ND HI µg/L PFAS Not Detected
PFBA ND HI µg/L PFAS Not Detected
PFBS ND HI µg/L PFAS Not Detected
PFDA ND HI µg/L PFAS Not Detected
PFDoA ND HI µg/L PFAS Not Detected
PFEESA ND HI µg/L PFAS Not Detected
PFHpA ND HI µg/L PFAS Not Detected
PFHpS ND HI µg/L PFAS Not Detected
PFHxA ND HI µg/L PFAS Not Detected
PFHxS ND HI µg/L PFAS Not Detected
PFMBA ND HI µg/L PFAS Not Detected
PFMPA ND HI µg/L PFAS Not Detected
PFNA ND HI µg/L PFAS Not Detected
PFOA ND 0.004 µg/L PFAS Not Detected
PFOS ND 0.004 µg/L PFAS Not Detected
PFPeA ND HI µg/L PFAS Not Detected
PFPeS ND HI µg/L PFAS Not Detected
PFTA ND HI µg/L PFAS Not Detected
PFTrDA ND HI µg/L PFAS Not Detected
PFUnA ND HI µg/L PFAS Not Detected
Data source: EPA SDWIS, UCMR 5, local utility CCR.

Lead level trend (90th percentile)

EPA action level: 15 ppb
Lead has decreased by 1.0 ppb from 1992 (1.0 ppb) to 2025 (0.0 ppb).
Infrastructure

Water source & infrastructure

Primary Source
Ground Water Under Influence
Operator
Local Government
Population Served
161,813
Water Systems
3
Source breakdown
Ground Water Under Influence
1
Groundwater
1
Purchased Surface Water
1
Water Source

Where Carmel's water comes from

Ground Water Under Influence

Carmel's drinking water is drawn from underground aquifers through wells.

Groundwater is naturally filtered through rock and soil layers, generally requiring less treatment than surface water. However, it can contain naturally occurring contaminants like arsenic, radon, and minerals.

Agricultural activity, septic systems, and industrial operations near well fields can introduce nitrates, pesticides, and volatile organic compounds.

The system is operated by local government ownership and serves approximately 161,813 people through 3 water systems.

Local Hydrology

Water bodies near Carmel

Carmel is located near 5 notable water bodies. These water bodies contribute to the regional watershed and may indirectly affect groundwater quality.

White River
river
Morse Reservoir
lake
Cicero Creek
river
Stony Creek
river
White River Below Dam
river
Infrastructure

Water systems serving Carmel

System Name PWSID Population Source
CARMEL WATER DEPARTMENT IN5229004 99,927 GU
CITIZENS WATER OF WESTFIELD, LLC IN5229009 61,493 GW
CARMEL CLAY WATER IN5229024 393 SWP
Regional Comparison

How Carmel compares

Full Indiana rankings →

Carmel's score of 79.1/100 is above the average of 71/100 among major Indiana cities. It outscores 6 of 10 nearby cities.

Carmel (this city)
79.1
Fort Wayne
49.5
Evansville
85.2
Indiana avg
71
City Profile

About Carmel, IN

Wikipedia →

Carmel is a suburban city in Hamilton County, Indiana, United States, immediately north of Indianapolis. With a population of 99,757 as of the 2020 census, the city spans 49 square miles (130 km2) across Clay Township and is bordered by the White River to the east and the Boone County line to the west.

Economic Profile
$132,859
Median Income
$425,265
Median Home Value
$1,499/mo
Median Rent
2.6%
Unemployment
Community
40.6
Median Age
782
People / sq mi
73.6%
College Educated
74.6%
Homeownership
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Frequently asked questions

Is Carmel, IN tap water safe to drink?

Carmel's water quality earned a grade of B (79.1/100). Some concerns have been identified. Consider a water filter for an extra layer of protection. The city ranks #249 out of 414 cities tested in Indiana.

What contaminants are in Carmel's water?

Lead was measured at 0.0 ppb (90th percentile). 1 PFAS compound was detected. 118 violations are on record.

How is Carmel's water quality grade calculated?

The grade is based on four factors: violation history (40%), lead and copper levels (25%), PFAS contamination (25%), and regulatory compliance (10%). The score is also adjusted based on how complete the available data is. See our methodology page for full details.

Do I need a water filter in Carmel?

PFAS compounds have been detected. A filter with activated carbon can help reduce exposure.

Where does Carmel's water come from?

Carmel's water is sourced from Ground water under influence. The city has 3 water systems serving approximately 161,813 residents.

What health violations has Carmel's water system had?

Carmel has 2 health-based violations on record. The most recent violation was recorded in January 2024. Health-based violations mean the water exceeded EPA maximum contaminant levels (MCLs) for a regulated substance. 12 violations remain unresolved.

Is Carmel's groundwater at risk of contamination?

Carmel uses groundwater, which can be affected by naturally occurring contaminants like arsenic, radon, and nitrate, as well as agricultural runoff and industrial activity. The system has 118 violations on record that may relate to groundwater quality. Groundwater systems are generally less susceptible to surface contamination but should be monitored for emerging contaminants like PFAS.

How does Carmel's water compare to other cities?

Carmel ranks #249 out of 414 cities in Indiana (better than 40% of state cities) and #8359 out of 15744 cities nationally (47th percentile). The grade of B reflects the combined assessment of violation history, lead and copper levels, PFAS contamination, and regulatory compliance.